Thank you for your text {sweet friends} and even an email on the headboard!
Sorry for my ugly Iphone pics...do I need a Rebel? Kidding.
Anyways, here is the budget breakdown:
3 yards of fabric: 3 x $7.98 = $23.94
2 inch Foam 3 x $8.49 = $33.96
Queen size batting $13.99
Spray Adhesive $4.79
MDF Plywood (60inx38) $17.00
Total Cost: = $93.68
How about that for an upholstered headboard?!
The foam, batting, spray adhesive all came from Hancock Fabrics & the plywood came from Lowe's. The guy recommended MDF for durability and cutting ease.
I got a ? about measurements or a template for the shape. I don't have exact measurements but I just played around with place mats & bowls {seriously} until I liked the arch for the scallops. Once you have one side cut you can measure so your other side will be even. Hope that helps!
Showing posts with label money. Show all posts
Showing posts with label money. Show all posts
Wednesday, February 8, 2012
Thursday, January 5, 2012
Finance for Thought: 50/30/20 Budget
Maybe LTK should be known as an internet searcher-slash-sharer.
Sorry for the posting of articles & pics to make you a 'better person'feel like $h*t- I too laugh at/with those people that try to better themselves the first of the year & by Feb 15th, they are back to the 'ole self.
Wait, am I one of those people?!?!
But, I saw this article today and the finance girl in me thinks it's worth sharing.
It's a 50/30/20 Budget. Enjoy.
How was your breakdown?? Surprisingly, my 50% was spot on. As for the others, I couldn't be more far off the 30% spending & the 20% saving.
Reality Check. Happy New Year.
Full article here.
Sorry for the posting of articles & pics to make you a 'better person'
Wait, am I one of those people?!?!
But, I saw this article today and the finance girl in me thinks it's worth sharing.
It's a 50/30/20 Budget. Enjoy.
How was your breakdown?? Surprisingly, my 50% was spot on. As for the others, I couldn't be more far off the 30% spending & the 20% saving.
Reality Check. Happy New Year.
Full article here.
Wednesday, August 31, 2011
Budget Talk
My sister has lived in NYC one full month and of course already feels broke. In her defense, her rent almost exceeds her paycheck and a girls gotta live it up in the city, right?
So with that, lately there has been a lot of money talk in our family.
Couple that with my brother who is also employed but constantly counting pennies {insert: girlfriend, golf, etc} and I thought thebossy Big Sis should introduce the friendly word... Budget.
{Disclaimer}: By no means am I a money expert.
My out-go often exceeds my in-come.
But I am a Right brainer. I love numbers and budgets.
I found one of my first budget spreadsheets, post college-just entering workforce.
Clearly I liked to eat out. Who grocery shops at 23, right?!
I have come a long way. But, those sure were the good 'ole days.
Budgeting can be a positive thing. It gives you a 'sense of reality & perspective.'
It can also be very in your face...tough to admit you spent $ on that shirt or $ on a bar tab.
So, for my siblings and any other recently employed & non-budgeters, I found these simple tips on How to Budget:
*Keep it Simple. Break expenses into two categories: Fixed & Variable. As for variable, list main categories that fit your lifestyle and have a miscellaneous category for infrequent purchases (Avoid my above budget!)
*Stay on top of it. Make an effort to frequently track your spending. (I found a good time is Monday morning after a big wkend).
*Review and adjust. At the end of the month, take a minute to review your spending and adjust the areas you need to cut back. You should know what to expect from your income and your fixed costs (rent, bills, insurance, cell, etc). If your expenses are exceeding your income, make an effort to pull back next month in the variable areas.
Give it a shot. I promise you will like it. It becomes almost a game and if it's not your thing then...Who Cares, it's your Dough to do whatever you want !
For those that budget, have any tips or tricks you've found successful?
So with that, lately there has been a lot of money talk in our family.
Couple that with my brother who is also employed but constantly counting pennies {insert: girlfriend, golf, etc} and I thought the
{Disclaimer}: By no means am I a money expert.
My out-go often exceeds my in-come.
But I am a Right brainer. I love numbers and budgets.
I found one of my first budget spreadsheets, post college-just entering workforce.
| 2006 | Aug |
| rent | |
| bills | |
| Lunches | 93.13 |
| Dinners | 161.66 |
| Bars | 129.17 |
| clothes | 161.44 |
| gas | 65.01 |
| grocery | 19.65 |
Clearly I liked to eat out. Who grocery shops at 23, right?!
I have come a long way. But, those sure were the good 'ole days.
Budgeting can be a positive thing. It gives you a 'sense of reality & perspective.'
It can also be very in your face...tough to admit you spent $ on that shirt or $ on a bar tab.
So, for my siblings and any other recently employed & non-budgeters, I found these simple tips on How to Budget:
*Keep it Simple. Break expenses into two categories: Fixed & Variable. As for variable, list main categories that fit your lifestyle and have a miscellaneous category for infrequent purchases (Avoid my above budget!)
*Stay on top of it. Make an effort to frequently track your spending. (I found a good time is Monday morning after a big wkend).
*Review and adjust. At the end of the month, take a minute to review your spending and adjust the areas you need to cut back. You should know what to expect from your income and your fixed costs (rent, bills, insurance, cell, etc). If your expenses are exceeding your income, make an effort to pull back next month in the variable areas.
Give it a shot. I promise you will like it. It becomes almost a game and if it's not your thing then...Who Cares, it's your Dough to do whatever you want !
For those that budget, have any tips or tricks you've found successful?
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